General

Dealer's Incentive Commission

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Q: My husband recently applied to work as a car salesman and during the interview basic salary and commission as well as 6% of the dealer incentive commission (DIC) was discussed. Is DIC haraam? What exactly is it?

A:
Dealer’s incentive commission is a cash amount that car manufacturers pay to the dealer who buys the cars from them to resell. Sometimes manufacturers want the dealers to sell more of their cars, so they offer a cash payback if the dealer reaches a certain target. According to Shariah this is permissible. It is like a gift or a prize for achieving a certain goal.

However, it must be known that to earn a percentage of DIC as a car salesman is not permissible. The reason for this is that the exact amount of DIC is not known, because some car dealers don’t disclose it, or the amount can fluctuate from one model to another. Since the DIC amount is not known, it is obvious that any percentage of DIC is also unknown and ambiguous. When one is offered an ambiguous or uncertain amount as part of one’s salary, such an agreement of employ is null and void. Therefore, it is not permissible for a Muslim to accept such an employment unless this commission is done away with.

To summarize, there is nothing wrong with the DIC as such; what is wrong is to fix a percentage of the DIC as part of a worker’s salary, because the percentage is uncertain.

Allah Ta’ala knows best

Mufti Siraj Desai
Darul-Uloom Abubakr

Colour Therapy and Chakras

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Q: Is there anything regarding chakras in Islam and where did it originate from? I would like to do something that is called colour therapy with also involves chakras so I want to know whether it is permissible in Islam or not.

A:
If you research Chakras, its origins are from Hinduism and Buddhism. It is not related to Islam at all. Thus this has to be avoided. It will not be permissible.

Allah Ta'aala knows best.

Moulana Yusuf Laher

Taxi Driver and Female Passengers

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Q: Can a Muslim male person do a taxi driving job? Can he pick up female passengers in his car, talk with them, laugh with them etc? The lady who gives the money for the driver sometimes her hand may touch the drivers hand or finger, so is it ok for a Muslim male to do the taxi driving job? Sometimes he would travel alone with a female passenger.

A:
It is permissible for a Muslim male to do taxi driving as a form of income. It will be permissible for him to transport females in the course of his work. However, the condition for this is that the female must sit at the back of the taxi and not next to him; it is haraam for him to laugh, joke, and make petty talk with the female. He must try his best not to allow his hand to touch the non mehram or ajnabi female. All this is haraam. He has to keep Allah as Haazir and Naazir and observe taqwa of the heart. If he cannot do this then he rather stop his taxi business or only transport males.

Allah Ta’ala knows best

Mufti Siraj Desai

ATM at a Mall

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Q: I own a small mall. Tenants have requested me to facilitate for a ATM machine. The bank is ready to provide it. I will not charge any rentals. All costs will be born by the bank. Is this permissible?

A:
If all the costs of operating the ATM will be born by the bank and you are not charging a rental, then that is permissible. You may go ahead and have the ATM installed.

Allah knows best

Mufti Siraj Desai

Darul-Uloom Abubakr

Multi Level Marketing

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Q: Kindly advise me regarding multi level marketing - is it jaaiz (permissible)? I sell herbalife products and part of the business entails signing members up train them to sell, teaching them about the products, etc as well as duplicating this behaviour to form a team. I do benefit from my team members sales. At the same time it involves work from my side on a supervisory level. In some cases orders are done online and I am not involved directly in the transaction but I still benefit from my team members. Is this income halaal?

A
: Your query on multi level marketing refers. This is permissible and the income earned is halaal. You are being remunerated for training and supervising people, while the benefist you receive from the sales of team members will fall under a partnership deal that is lawful in Shariah.

Feel free to ask if the are still any queries related to this

Allah Ta’ala knows best

Mufti Siraj Desai

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