General

Multi Level Marketing

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Q: Kindly advise me regarding multi level marketing - is it jaaiz (permissible)? I sell herbalife products and part of the business entails signing members up train them to sell, teaching them about the products, etc as well as duplicating this behaviour to form a team. I do benefit from my team members sales. At the same time it involves work from my side on a supervisory level. In some cases orders are done online and I am not involved directly in the transaction but I still benefit from my team members. Is this income halaal?

A
: Your query on multi level marketing refers. This is permissible and the income earned is halaal. You are being remunerated for training and supervising people, while the benefist you receive from the sales of team members will fall under a partnership deal that is lawful in Shariah.

Feel free to ask if the are still any queries related to this

Allah Ta’ala knows best

Mufti Siraj Desai

Salary for Teaching Quran

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Q: Can an Imam of mosque or a teacher who teaches Quran recieve a salary? Will that be halal for him because I have read a hadith which forbids doing so.

A:
The Fuqahaa (jurists) have studied this issue in-depth and have given permission for them to accept a salary.

Moulana Yusuf Laher

Work Pension Schemes

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Q: Are work related pension schemes allowed?

A:
If the pension scheme is arranged by the company that you work for and they make it binding upon you then the money from that scheme will be permissible for you.

Allah Ta'aala knows best.

Moulana Yusuf Laher

Travel Insurance

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Q: Is travel insurance allowed?

A:
If it is a part of the ticket purchase and you had no option then it is okay.

Allah Ta'aala knows best.

Moulana Yusuf Laher

Forced Charity

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Q: Is it permissible to for an Islamic medical association to make it an obligation for members to deduct a fixed amount of money from their monthly income monthly to assist patients? I ask because it is similar to the obligatory monthly tax Christians give.

A:
It is not permissible to force members to make a contribution towards any fund, even if it be a fund for the benefit of the poor. Any sadaqa or charity may only be taken with the consent and happy heart of the donor. The Medical Association may request its members to donate a certain amount towards this medical aid fund on a voluntary basis, but cannot make it compulsory. If anyone refuses to donate, he has the right to do so. However, they do have the right to exclude people from their association because accepting members into their fold is their right. Just as they cannot force members to donate money, they cannot be forced to accept certain individuals into their association. These rights work both ways.

Mufti Siraj Desai

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