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Questions of the Week
Three Talaaqs

Q: My husband and I had an argument and he said some hurtful things which he often says when we have our arguments.The next day we were talking and he asked me if I wanted a seperation. I said yes and he immediately mumbled Talaaq,Talaaq,Talaaq and got out of the car. Please advise if this terminates the nikkah (marriage).

A. Three Talaaqs have taken place and there is no possibility of reconciliation unless you marry someone else, but such a marriage must not be planned and arranged by the husband or yourself. You will now have to undergo the Iddat period. 
 
Moulana Yusuf Laher
Checked and approved by: Mufti Siraj Desai

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Calculating Subh Sadiq

Q: How do I calculate what time Subuh Sadiq (true dawn) starts?

A:
Subuh Sadiq is about 1 hour 25 minutes before sunrise in Port Elizabeth. This is a basic and safe way to calculate subu sadiq or true dawn.

Mufti Siraj Desai

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SMS Mufti Saheb
The Final Analysis

People are often unreasonable, self-centred: Forgive them anyway. If you are honest, people may cheat you, but be honest anyway. What you spend years to build, someone could destroy overnight. Build anyway. The good you do today, people will often forget tomorrow. Do good anyway. You see, in the final analysis it is between you and Allah, it never was between you and them anyway.

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Paying Mortgage Bond with Interest PDF Print E-mail
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Written by Mufti Siraj Desai   
Wednesday, 07 July 2010

Q: Can we pay off our mortgage with interest money?

A: A mortgage bond may not be paid off with interest money. Interest or usury must be given to the poor or used for the benefit of the general public in amenities such as public toliets and bathrooms, building bridges and roads etc.

It is not even permissible to pay off the interest of a bond with interest money acquired from another financial institute.
 
However, if one received interest from the same financing house where the mortgage has been taken out, then it will be permissible to use the interest money to pay of that bond, because then you are simply giving back to the company (bank etc) its own money.
 
And Allah knows best

Mufti Siraj Desai

 

 
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