Deducting Loans and Zakaat

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Q: I have a question issue on Zakat relating to loan deduction. I calculate all zakatable amounts for the year but I read that the loan deduction is only the monthly installment during which I am paying the zakat and not the annual loan repayment. What is the logic?

A:
Some Ulama are of the opinion that the year's deduction can be made. We are of the opinion that only the month in which Zakaat becomes compulsory, that months deduction can be made. This is more beneficial for the needy.

Allah Ta'aala knows best.

Solar Year and Zakaat

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Q: I use to pay Zakat in January instead during Ramadan just because it is easy for me to calculate using the calendar year. Is this acceptable?

A:
The compulsion of Zakaat is based on the Islamic year, so you will have to use the Islamic year to give Zakaat.

Allah Ta'aala knows best.

Moulana Yusuf Laher

Last Updated on Wednesday, 22 January 2014 08:43

Sunnah Method of Bathing

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Q: Please tell me the complete procedure to perform ghusl (bath).

A
: The Sunnah method of taking a bath is as follows:

1. Wash both hands up to the wrists thrice.

2. Thereafter wash off any impurity that may be on the body thrice.

3. Now make Istinjaa of both the front and hind private parts whether there is a need or not.

4. Thereafter, perform Wudhu according to the Sunnah manner. If one is bathing in such a place where the water does not flow away but gathers at the feet, then wash the feet after moving away from that place. If the water does not gather but flows away, then wash the feet during the Wudhu.

5. Now pour water over the head, then the right shoulder and then the left shoulder. Use so much water that it flows down the body and reaches the feet. Rub the body with the hands. Repeat this entire procedure another two times. If one feels that a certain portion of the body has remained dry, pour water over that portion and rub it to ensure that it also has been washed.

Moulana Yusuf Laher

Qadha of Fajr

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Q: If one is reading qadhaa salaah for Fajr, should one read the 2 sunnats as well or only 2 fardh? Also, if one misses Fajr, what are the forbidden times and when can one perform the Qadha?

A:
If Qadhaa of fajr of the day is being made before the time of Thuhr enters, then one should make Qadhaa of both the Sunnats and Fardh. If it is being made after the time of Thuhr has entered or later then only of the Fardh.

The forbidden times for Salaah are: At sunrise till approximately 15 minutes after sunrise. At zawaal i.e. when the sun is at it's zenith. This is just before the time of Thuhr enters. At sunset. 

Moulana Yusuf Laher

Zakaat to Cousin

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Q: My cousin belongs to a poor family. Can I give her Zakaat?

A:
If she qualifies to accept zakaat then it can be given.

Moulana Yusuf Laher

Wife Committing Adultery and Status of Kids

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Q: I am married for 5 years I recently found out my wife has been committing adultery for 4 of the 5 years. I have 2 kids from her but now there is doubt if the second kid is mine. Kindly advise how i can go about handling this matter regarding my wife and the second child.

A:
According to Shari'ah, both children are yours. So do not doubt the legitimacy of the second child. (Tirmidhi). 

If you can find it in your heart to forgive her, stay married to her but take precautions for the future. if you do so, Inshaa Allah you will be greatly rewarded by Allah Ta'aala. Remember that this forgiveness entails that after forgiving her, this topic should not be brought up again, whether clearly or subtly.

If you feel that you cannot manage this and that you will falter in obligations towards her, then rather divorce her. It is better to divorce her than bringing upon yourself the sin of not fulfilling obligations towards her, etc.

Do not be hasty in making a decision. Ponder over this carefully.

It will be best to keep her in your marriage if you have confidence in yourself.

Feel free to contact us if you need to.

May Allah Ta'aala guide you, Aameen.

Moulana Yusuf Laher

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